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Rebate guide · Checked November 2026

-- days left at the 2026 rate

Mass Save heat pump rebates, town by town

Find your utility, see the rebate that applies in your town, and see what changes on January 1, 2027. Whole-home goes from $2,650 to $2,350 per ton.

Until the 2026 rate ends

Install by December 31, 2026 to get the 2026 rate.

Last install day: December 31, 2026

  • 351 Massachusetts towns
  • 2026 vs 2027 side by side
  • Sourced from Mass Save and each utility

Rebate estimator

What could you get back?

  1. 1Town
  2. 2Heating
  3. 3Size

Any of the 351 Massachusetts cities and towns.

Where the numbers come fromChecked November 2026
2026 install$2,650/tonwhole-home, up to $8,500
Installed from Jan 1, 2027$2,350/tonwhole-home, up to $7,500
Last install day at 2026 ratesDec 31the install date counts
2026 paperwork dueFeb 282027, then about 8 weeks

The short version. Install in 2026 and Mass Save pays up to $8,500 for a whole-home heat pump. Install on or after January 1, 2027 and it pays up to $7,500. If your town runs its own light plant (Belmont, Reading, Wakefield, Peabody, Danvers), Mass Save does not pay the electric side and your utility has its own rebate.

Find your town

Your utility, in all 351 towns

Mass Save pays through Eversource, National Grid and other sponsors. A town with its own municipal light plant is not in Mass Save for electricity. Look yours up, or tap the map.

Pick a town, or tap the map. Each town shows its electric utility, its gas utility, and whether Mass Save applies.

  • Eversource 129
  • National Grid 159
  • Unitil 4
  • Eversource and National Grid 9
  • Part light plant 9
  • Municipal light plant 41

50 towns have a municipal light plant for some or all of their electricity. Source lists and dates are under the map.

Loading the map

Electric: Mass.gov, Electric companies by city and town (2022 list). Gas: Mass. DPU, Gas Utility Franchise Areas (November 2021). Map outlines: U.S. Census Bureau 2023 county subdivision boundaries. The 23 towns with their own guides use our own closer reading of the utilities' pages. Your bill is the final word, and a few towns are served by two utilities. Dates and sources: light plant towns.

2026 against 2027

What Mass Save pays: 2026 against 2027

Wait past December 31 and the cap drops by$1,000and every ton pays $300 less. Whole-home.
  • Installed in 2026: $2,650 per ton, up to $8,500
  • Installed from Jan 1, 2027: $2,350 per ton, up to $7,500
Whole-home Mass Save rebate by system size, 2026 against 2027Both lines rise with system size. The 2026 line reaches its $8,500 cap at about 3.2 tons. The 2027 line reaches $7,500 at about 3.2 tons. The space between them is what waiting costs.$0$3,000$6,000$9,0001 ton2 tons3 tons4 tons5 tons$8,500 cap, 3.2 tons$7,500 cap
Whole-home rebate by system size, 2026 against 2027
System sizeInstalled 2026From Jan 1, 2027Difference
1 ton$2,650$2,350-$300
2 tons$5,300$4,700-$600
3 tons$7,950$7,050-$900
4 tons$8,500$7,500-$1,000
5 tons$8,500$7,500-$1,000
Mass Save whole-home rates, read November 6, 2026. Tons are AHRI cooling capacity divided by 12,000 BTU/hr. Partial-home pays less per ton: see the table below.
Installed in 2026Installed from Jan 1, 2027

Whole-home, per ton

$2,650
$2,350

Whole-home, cap per home

$8,500
$7,500

Partial-home, per ton

$1,125
$1,000

Partial-home, cap per home

$8,500
$7,500
Mass Save's published rates. Whole-home drops $300 per ton; partial-home drops $125 per ton.
TypeInstalled in 2026Installed from Jan 1, 2027
Whole-home
The heat pump is the only heating and cooling system.
$2,650 per ton, up to $8,500$2,350 per ton, up to $7,500
Partial-home
You keep a boiler or furnace alongside it.
$1,125 per ton, up to $8,500$1,000 per ton, up to $7,500
Basic
Not replacing oil, propane, gas or electric resistance heat.
$250 per ton, up to $2,500See Mass Save

Mass Save figures, read November 6, 2026. Tons are the unit's cooling capacity divided by 12,000 BTU.

Mass Save has not published 2027 amounts for basic rebates or the income-based incentives on the heat pump page, so we do not show them. Mass Save offers a $500 sizing bonus on partial-home projects and a $500 weatherization bonus in some cases. Details are on the system size guide.

Source: Mass Save, Air Source Heat Pumps. Checked November 2026. More on the date change: what changes on January 1, 2027.

The calendar

Dates and steps, in order

  1. 1NowGet proposalsTwo or three installers in the Mass Save network. Ask each for a firm install date.
  2. 2By Dec 31, 2026Heat pump installedThe install date sets the rate. $2,650 per ton, up to $8,500 (whole-home).
  3. 3Jan 1, 2027New rate startsInstalls on or after this date: $2,350 per ton, up to $7,500 (whole-home).
  4. 4By Feb 28, 2027Rebate form inForm and paperwork for 2026 installs must reach Mass Save. Allow about eight weeks.

Full walkthrough with the paperwork list: steps and timeline.

Eligibility

What has to be true to get it

  • 1Qualifying installer

    The system must be installed by a contractor in the Mass Save Heat Pump Installer Network. Check the contractor against Mass Save's list before you sign.

  • 2Your sponsor

    Replacing oil, propane or electric resistance heat needs a Mass Save electric sponsor (Cape Light Compact, Eversource, National Grid or Unitil), applied for with your electric account. Replacing natural gas needs a Mass Save gas sponsor, applied for with your gas account.

  • 3Weatherization, whole-home only

    Built in 2000 or later, or an assessment recommending under $1,000 of work, or recommendations from 2013 or later completed.

  • 4Full-time winter home

    The home has to be occupied full time during the heating season.

  • 5One whole-home rebate per account

    The rebate cannot exceed the installation cost or combine with other Mass Save incentives for the same equipment.

  • 6The federal tax credit is over

    The federal Energy Efficient Home Improvement Credit covered improvements made through December 31, 2025 (IRS). A heat pump installed in 2026 does not qualify for it. The Mass Save and utility rebates above are separate and still run.

Sources: Mass Save, Air Source Heat Pumps. Income-qualified households have a bigger rebate: see income-eligible and the HEAT Loan.

23 researched towns

Your town: utility and rebate program

1. Who delivers your electricity?Look at the top of your electric bill.
Eversource or National GridMass SaveRebate by the ton. Oil, propane or electric heat to heat pump.
A town light plant
(Belmont, Reading, Wakefield, Peabody, Danvers and others)
Your utility's own rebateNot Mass Save for electric. Its own amounts and rules.
2. Does a gas company heat the home today?Mass Save's gas side can apply when the heat pump replaces natural gas.
Gas from National Grid or EversourceMass Save gas rebateApply with your gas account.
Municipal gas (Wakefield)Ask the utilityMass Save does not list municipal gas as a sponsor.
TownElectricGasHeat pump rebate program
BostonTown pageEversourceNational Grid (Hyde Park: Eversource Gas)Mass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
CambridgeTown pageEversourceEversourceMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
SomervilleTown pageEversourceNational Grid (east side), Eversource (west side)Mass SaveGas splits east and west across the city (DPU franchise list).Sources: Mass.gov, Eversource, Mass. Department of Public Utilities
MedfordTown pageNational Grid or Eversource, by streetEversource or National Grid, by streetMass SaveBoth utilities list Medford for electricity and for gas. Your bills decide. Either one is a Mass Save sponsor.Sources: Mass.gov, Eversource, Mass. Department of Public Utilities
ArlingtonTown pageEversourceNational GridMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
WatertownTown pageEversourceNational GridMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
WalthamTown pageEversourceNational GridMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
WoburnTown pageEversourceNational GridMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
WinchesterTown pageEversourceNational GridMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
LexingtonTown pageEversourceNational GridMass SaveSources: Mass.gov, Eversource, Mass. Department of Public Utilities
StonehamTown pageEversourceNational GridMass SaveTown aggregation changes the supply price only. Eversource still delivers.Sources: Mass.gov, Town of Stoneham, Mass. Department of Public Utilities
MelroseTown pageNational GridNational GridMass SaveSources: Mass.gov, City of Melrose, Mass. Department of Public Utilities
MaldenTown pageNational GridNational GridMass SaveSources: Mass.gov, Malden Community Electricity (via the Malden Advocate), Mass. Department of Public Utilities
EverettTown pageNational GridNational GridMass SaveSources: Mass.gov, City of Everett, Mass. Department of Public Utilities
RevereTown pageNational GridNational GridMass SaveSources: Mass.gov, City of Revere, Mass. Department of Public Utilities
LynnTown pageNational GridNational GridMass SaveSources: Mass.gov, Mass. Department of Public Utilities
SalemTown pageNational GridNational GridMass SaveSources: Mass.gov, Mass. Department of Public Utilities
BeverlyTown pageNational GridNational GridMass SaveSources: Mass.gov, City of Beverly, Mass. Department of Public Utilities
WakefieldTown pageWakefield Municipal Gas and Light DepartmentWakefield Municipal Gas and Light DepartmentTown light plant$500 per ton (cap $2,000); $1,000 per ton (cap $5,000) when replacing a fossil system. RulesSources: Mass.gov, Wakefield Municipal Gas and Light Department, Mass. Department of Public Utilities
ReadingTown pageReading Municipal Light Department (RMLD)National GridTown light plant$2,000 per ton, up to $8,000, whole-house, with weatherization. RulesSources: Mass.gov, Reading Municipal Light Department, Reading Municipal Light Department, Mass. Department of Public Utilities
DanversTown pageDanvers Electric DivisionNational GridTown light plant$1,500 per ton, up to $6,000 per account per year. RulesSources: Mass.gov, Town of Danvers, Mass. Department of Public Utilities
PeabodyTown pagePeabody Municipal Light Plant (PMLP)National GridTown light plant$500 per ton, up to 36,000 BTU per address per year. RulesSources: Mass.gov, Peabody Municipal Light Plant (via NextZero), Mass. Department of Public Utilities
BelmontTown pageBelmont LightNational Grid or Eversource, by streetTown light plant$1,000 per ton, up to $5,000 per account. RulesSources: Mass.gov, Belmont Light, Eversource, Mass. Department of Public Utilities

Eversource's list also names a few streets in Belmont, Wakefield and Concord. Medford electricity, and Medford, Somerville and Belmont gas, can come from either National Grid or Eversource. Your bill is the final word. Town pages: all towns we cover. Sources are linked on each row.

A rebate guide for each town

Each guide names your electric and gas utility, the rebate that applies, the 2026 and 2027 amounts, the local permit office, and the December 31 dates for that town.

Dates for every program: the December 31 deadline guide. Have a quote in BTU per hour? Turn it into tons and a rebate.

Questions

Common questions

How much is the Mass Save heat pump rebate in 2026?

For a whole-home system installed in 2026, Mass Save pays $2,650 per ton, up to $8,500. A partial-home system, where you keep a boiler or furnace, pays $1,125 per ton, up to $8,500. Basic rebates, for homes not replacing fossil or electric resistance heat, pay $250 per ton, up to $2,500.

Is the Mass Save heat pump rebate going down in 2027?

Yes. Mass Save's page says that for whole-home projects installed on or after January 1, 2027, the rebate drops to $2,350 per ton, capped at $7,500. Partial-home drops to $1,000 per ton, capped at $7,500. Mass Save had not published 2027 numbers for basic rebates or the income-based incentives when we checked.

What is the deadline to get the 2026 rebate?

The heat pump has to be installed between January 1 and December 31, 2026. The rebate form and paperwork must reach Mass Save by February 28, 2027. Mass Save asks for about eight weeks to process.

Does the install date or the contract date decide the rate?

Mass Save words both rates by installation date: installed between January 1, 2026 and December 31, 2026, or installed on or after January 1, 2027. Get your installer to commit to an install date in writing, and call Mass Save at 1-888-855-0340 if your project straddles the new year.

Who is my Mass Save utility?

Mass Save is run by Eversource, National Grid, Unitil and Cape Light Compact for electricity, and several gas companies. Your electric bill shows who delivers your power. In this guide, Boston, Cambridge, Somerville, Arlington, Watertown, Waltham, Woburn, Winchester, Lexington and Stoneham are Eversource electric. Melrose, Malden, Everett, Revere, Lynn, Salem and Beverly are National Grid electric. Medford is on both utility lists, so check your bill.

Do municipal light plant towns get Mass Save heat pump rebates?

Not for electric. Towns served by their own light plant, such as Belmont, Reading, Wakefield, Peabody and Danvers, run their own heat pump rebates with their own amounts. A gas-heated home in one of those towns may still use the Mass Save gas side. Belmont Light says so on its own page. See the municipal guide.

Do I need a Mass Save installer?

Yes. Mass Save says the system must be installed by a contractor participating in the Mass Save Heat Pump Installer Network. Check any contractor against that list before you sign.

Do I need insulation work before a whole-home rebate?

The home has to be sufficiently weatherized. Mass Save accepts any one of three tests: the home was built in 2000 or later, a Home Energy Assessment recommends less than $1,000 of weatherization, or recommendations made in 2013 or later have been completed. A home that fails can still get the partial-home amount.

Is there still a federal tax credit for heat pumps in 2026?

The federal Energy Efficient Home Improvement Credit (25C) covered improvements made through December 31, 2025, according to the IRS. A heat pump installed in 2026 does not qualify for it. Mass Save and utility rebates are separate and still run.

What is the HEAT Loan?

A 0% financing loan from the Mass Save sponsors, up to $25,000 for qualified home improvements, including heat pumps. See the income-eligible and HEAT Loan guide.

How long does the rebate take to arrive?

Mass Save says to allow eight weeks for processing. Some projects are chosen for a random inspection, and the rebate waits until you schedule it.

How many tons is a 2,000 square foot house?

Square feet alone does not tell you. A tight 2,000 square foot home and a drafty one need different sizes, and the right size comes from a room-by-room heating load calculation (ACCA Manual J, the method Mass Save names for its sizing bonus). For the rebate, Mass Save counts tons as the AHRI cooling capacity divided by 12,000 BTU, and a whole-home system reaches the cap at about 3.2 tons (about 38,500 BTU per hour). The size page turns the BTU on a quote into tons and a rebate.

Does replacing an old heat pump with a new one get the whole-home rebate?

No. Installations that replace an existing heat pump with a new heat pump are not eligible for the partial-home or whole-home rebate, according to Mass Save. You may be eligible for the basic heat pump rebate. Mass Save suggests a no-cost decarbonization consultation or a word with your installer before you start.

Is there a rebate for a vacation home or a new addition?

Whole-home and partial-home rebates need a residence occupied full time in winter. Mass Save lists a heat pump in a home not occupied in winter, and a heat pump in a previously unconditioned space such as a new addition, as basic rebate cases: $250 per ton, up to $2,500.

What is the partial-home sizing bonus?

A $500 bonus on partial-home projects when the heat pumps are sized to meet the home's total heating needs: 90 to 120% of the heating load at the outdoor design temperature per ACCA Manual J, with a copy of the load calculation sent with the application.

Can a municipal light plant customer use the HEAT Loan?

Mass Save says municipal electric customers can take the HEAT Loan if their home is heated with natural gas provided by a Mass Save sponsor. Customers with municipal gas heating are not eligible.

What does a whole-home heat pump cost before the rebate?

Mass Save's own example uses an average installation cost of $22,000, from program data on whole-home installs finished in 2022. At the 2026 cap that leaves $13,500. Your quote decides the real number.

Related: Mass Save heat pump questions, answered, replacing a furnace or boiler in Massachusetts, heat pump cost after Mass Save, oil to heat pump, gas furnace to heat pump, heat pump or new oil boiler, panel upgrades, the panel and service upgrade guide, installing a home EV charger in Massachusetts.

We help with the rebate paperwork. Mass Save sets the amounts and decides eligibility. Questions? Call (781) 210-8400.

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