Heat pump rebates when your town has its own electric company
Belmont, Reading, Wakefield, Peabody and Danvers are not in Mass Save for electricity. Each utility sets its own rebate. Here are the amounts and the rules.
- Checked: November 2026
How to tell. Look at the name on your electric bill. Eversource, National Grid, Unitil or Cape Light Compact means Mass Save. A town department (Belmont Light, RMLD, Wakefield Municipal Gas and Light, PMLP, Danvers Electric Division) means that utility's own rebate. A town's Eversource list can also name a few streets in these towns, so the bill decides.
Rebate estimator
Light plant or Mass Save? Check your town
Your estimate
Up to $8,500
Finished in 2026: $2,650 for each ton, up to $8,500.
What to do next
Rates: Mass Save, read November 6, 2026. An estimate, not an offer. Mass Save decides who qualifies and pays the rebate.
Rebate amounts, utility by utility
| Town and utility | Heat pump rebate | Key rules |
|---|---|---|
| Belmont Belmont Light Program page. 617-993-2800 | $1,000 per ton, partial or entire home. Up to $5,000 per account. Adders: $500 for completing recommended weatherization, $1,000 for Rate A low-income and small municipal Rate MB customers, $1,000 for removing the old fossil system at the same time. | Home Energy Assessment within the last 3 years, attached to the application. ENERGY STAR cold climate equipment. Apply within 6 months of install. Gas-heated homes may also use Mass Save. |
| Reading, North Reading, Wilmington, Lynnfield Center Reading Municipal Light Department Program page. 781-942-6598 | Whole-house: $2,000 per ton up to $8,000 (new system), $400 per ton up to $4,000 (replacing a heat pump). Partial-house: $1,000 per ton up to $3,000, or $200 per ton up to $2,000 for a replacement. A 0% loan option also exists. | Primary home. Weatherization required with the install. One whole-house rebate per account every 10 years. Customers who receive Mass Save heat pump rebates are not eligible. |
| Wakefield Wakefield Municipal Gas and Light Department Program page. 781-246-6363, 480 North Ave | Installed on or after Jan 1, 2026: $500 per ton up to $2,000. Replacing a fossil system: $1,000 per ton up to $5,000. Complete gas disconnect at the street: $1,500 per ton up to $7,500. Annual caps: $2,500 for a heat pump alone, $5,000 with insulation done within 3 months, $9,000 when replacing a fossil system and $11,500 with a gas disconnect (the last three include insulation rebates). | Heat pump consultant (Abode) and NextZero audits are part of the enhanced steps. Equipment on the NEEP cold climate list. Homes on Wakefield's town gas are not eligible for Mass Save heat pump rebates. |
| Peabody Peabody Municipal Light Plant Program page | $500 per ton for air source and mini-splits, $750 per ton for ground source. Maximum is based on 36,000 BTU per address per calendar year. | Owner-occupied homes only, no new construction. Purchased between Jan 1 and Dec 31, 2026. Apply by Jan 31, 2027. Installed by a licensed Massachusetts contractor. |
| Danvers Danvers Electric Division Program page | $1,500 per ton, up to $6,000 per electric account per year. The yearly maximum resets on January 1. | Equipment on the NEEP cold climate list. Apply within 365 days of purchase. Rebate cannot exceed 50% of project cost. The electrician must hold a license and carry insurance. |
Other light plant towns near Boston
These utilities also run their own heat pump programs. We link their pages and leave the amounts to them, because they change often:
- Concord: Concord Light pays $3,000 per ton up to $10,000 per home for an air source whole-home system, $1,250 per ton up to $10,000 per home per year for partial-home, and $15,000 per home for a whole-home ground source system ($10,000 when it replaces an existing system without drilling a new well). It cannot be combined with a Mass Save rebate for the same equipment, and gas-heated homes use Mass Save instead. Concord Light rebate page
- Marblehead: Marblehead Municipal Light Department, heat pump assessment (NextZero)
- Middleton: Middleton Electric Light Commission
- Braintree: Braintree Electric Light Department. 781-348-2353
- Taunton: Taunton Municipal Lighting Plant
Gas-heated homes and the Z-Loan
Mass Save says customers in municipal electric territories are eligible for its heat pump rebates if they are natural gas heating customers of a Mass Save sponsor. Customers with municipal gas heating are not. The HEAT Loan follows the same rule. If your home is on oil, propane or electric heat in a light plant town, the state's MLP Z-Loan is a 0% loan for owners who get electric or gas from a municipal light plant and are not eligible for Mass Save. Details are on NextZero.
What a light plant town should do differently
- Call the utility first. Ask for the current heat pump rebate sheet, the equipment list and the deadline.
- Check how you heat today. A gas-heated home may qualify for the Mass Save gas side, which Mass Save lists for homes replacing natural gas where a Mass Save gas sponsor serves them. Belmont Light says this on its own page. Reading does not allow both.
- Book the assessment. Belmont, Reading and Wakefield all tie their rebates to a home energy assessment or weatherization.
- Install on a date you can prove. Peabody and Danvers pay by purchase or install date and yearly caps.
- Apply on time. Belmont wants the application within 6 months of install. Peabody wants it by January 31, 2027 for 2026 purchases.
See the town table for the 23 towns we cover, Wakefield, and the steps and timeline.
Common questions
Which Massachusetts towns have their own electric company?
Dozens of Massachusetts towns run a municipal light plant. Near Boston these include Belmont (Belmont Light), Reading, North Reading, Wilmington and Lynnfield Center (RMLD), Wakefield (Wakefield Municipal Gas and Light), Peabody (PMLP), Danvers (Electric Division), Marblehead, Middleton, Concord, Braintree and Taunton. Your electric bill shows the name.
Is Reading served by Mass Save?
Not for electricity. Reading Municipal Light Department serves Reading, North Reading, Wilmington and Lynnfield Center. RMLD pays $2,000 per ton, up to $8,000, for a new whole-house heat pump with weatherization, and says customers who receive Mass Save heat pump rebates are not eligible for its rebate.
Can I get both the town rebate and Mass Save?
It depends on the utility and on how you heat today. Belmont Light says a gas-heated Belmont home may use Mass Save in addition to Belmont Light. RMLD does not allow both. Ask your utility in writing before you sign a contract.
Are Wakefield heat pump rebates different in 2026?
Yes. For heat pumps installed on or after January 1, 2026, Wakefield Municipal Gas and Light pays $500 per ton up to $2,000, $1,000 per ton up to $5,000 when you replace a fossil fuel system, and $1,500 per ton up to $7,500 if you also disconnect gas at the street.
Is there a deadline for municipal rebates?
Peabody requires purchase between January 1 and December 31, 2026 and applications by January 31, 2027. Danvers resets its yearly maximum every January 1. Other utilities have their own windows, so check the program page.
We help with rebate paperwork. Your utility sets the amounts. Call (781) 210-8400 or send photos and your town.
In a light plant town? We price it.
Send two photos and your town. We look at them and get back to you with a price. Or call (781) 210-8400.
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