Mass Save heat pump rebate by system size
Whole-home pays $2,650 per ton in 2026 and $2,350 from January 1, 2027. Either way, the cap is reached at about 3.2 tons.
- Checked: November 2026

The rebate for each size
Whole-home
| Tons | Installed 2026 | From Jan 1, 2027 |
|---|---|---|
| 1 | $2,650 | $2,350 |
| 1.5 | $3,975 | $3,525 |
| 2 | $5,300 | $4,700 |
| 2.5 | $6,625 | $5,875 |
| 3 | $7,950 | $7,050 |
| 3.5 | $8,500 | $7,500 |
| 4 | $8,500 | $7,500 |
| 5 | $8,500 | $7,500 |
Partial-home
| Tons | Installed 2026 | From Jan 1, 2027 |
|---|---|---|
| 1 | $1,125 | $1,000 |
| 1.5 | $1,688 | $1,500 |
| 2 | $2,250 | $2,000 |
| 2.5 | $2,813 | $2,500 |
| 3 | $3,375 | $3,000 |
| 3.5 | $3,938 | $3,500 |
| 4 | $4,500 | $4,000 |
| 5 | $5,625 | $5,000 |
Swipe to see the whole chart.
Tons, not square feet
Mass Save counts tons: the outdoor unit's AHRI cooling capacity divided by 12,000 BTU. A mini-split rated 36,000 BTU is 3 tons. The tonnage that suits your house comes from a heating-load calculation, which depends on insulation, windows, how the house is laid out and how cold the design day is. Floor area alone does not decide it, and we do not guess tons from square feet.
Ask each installer for the load calculation. For a partial-home job, Mass Save pays a $500 sizing bonus when the equipment meets 90 to 120% of the heating load (ACCA Manual J), and wants a copy of the calculation with the application.
Where the cap bites
- 2026 whole-home: the $8,500 cap arrives at 3.2 tons. Everything above that is unrebated.
- 2027 whole-home: the $7,500 cap arrives at 3.2 tons. A 3.5-ton house loses $1,000 against 2026.
- Small systems: a 2-ton system loses $600 between years. A 3-ton system loses $900.
What is left to pay
Mass Save's own example uses an average whole-home installation cost of $22,000, from its program data on installs completed in 2022. At the 2026 cap that leaves $13,500. At the 2027 cap it leaves $14,500. The cost of your own job is whatever your quote says. We do not publish a price range of our own.
Turn the BTU on your quote into a rebate
Quotes and AHRI certificates list capacity in BTU per hour, not tons. Add up the outdoor units and you have the number Mass Save pays on.
Rebate from the BTU on your quote
Mass Save counts tons as each outdoor unit's AHRI cooling capacity divided by 12,000 BTU. Your quote or the AHRI certificate lists that capacity. Type it in for each outdoor unit.
Your system in tons
3.0 tons
| AHRI cooling capacity | Tons | Installed 2026 | From Jan 1, 2027 |
|---|---|---|---|
| 12,000 BTU/hr | 1 | $2,650 | $2,350 |
| 18,000 BTU/hr | 1.5 | $3,975 | $3,525 |
| 24,000 BTU/hr | 2 | $5,300 | $4,700 |
| 30,000 BTU/hr | 2.5 | $6,625 | $5,875 |
| 36,000 BTU/hr | 3 | $7,950 | $7,050 |
| 42,000 BTU/hr | 3.5 | $8,500 | $7,500 |
Calculator
Rebate estimator
Your size, your town, your rebate
Your estimate
Up to $8,500
Finished in 2026: $2,650 for each ton, up to $8,500.
What to do next
Rates: Mass Save, read November 6, 2026. An estimate, not an offer. Mass Save decides who qualifies and pays the rebate.
Common questions
How many tons is my house?
Mass Save pays by tons of cooling capacity (the unit's AHRI cooling capacity divided by 12,000 BTU), not by square feet. The right size comes from a heating-load calculation for your house, so the same floor area can need different tons. Ask the installer for the load calculation.
What is the most Mass Save pays for a whole-home heat pump?
$8,500 in 2026 and $7,500 for installs on or after January 1, 2027. Both caps are reached at about 3.2 tons, so the 2027 cut hits every system size.
Does a bigger heat pump get a bigger rebate?
Up to the cap. A 4-ton system and a 3.5-ton system both pay $8,500 in 2026. Do not buy extra tons for the rebate: Mass Save's sizing bonus rewards equipment sized to 90 to 120% of the heating load.
Can I add a basic rebate for an addition?
Mass Save says customers adding heat pumps to an unconditioned space can receive the basic rebate in addition to the whole-home or partial-home rebate, with total rebates capped at $8,500 per account.
What is the sizing bonus?
A $500 bonus on partial-home projects when the heat pumps are sized to meet the home's total heating needs, 90 to 120% of the heating load at the outdoor design temperature per ACCA Manual J. A copy of the load calculation goes with the application.
Rebate paperwork is part of what we handle. Mass Save sets the amounts. Call (781) 210-8400 or send two photos. Related: heat pump cost after Mass Save, the 2027 change.
Get a price for your size.
Send two photos and your town. We look at them and get back to you. Or call (781) 210-8400.
Send photos, get a price