.hh{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(180deg,#f4faff,#fff)}.hh-bg{position:absolute;inset:0;z-index:-1;opacity:.9}.hh-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#fff,#fffffff0 34%,#ffffff38 60%,#f4faff00),linear-gradient(180deg,#fff0 70%,#fff)}.hh-bg picture,.hh-bg img{width:100%;height:100%;object-fit:cover;object-position:62% 50%}.hh-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,620px);gap:clamp(32px,5vw,84px);align-items:center;padding-block:clamp(32px,4vw,64px)}.hh-eyebrow{display:inline-flex;align-items:center;gap:10px;font:600 .72rem/1.4 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:#0b6f93;margin-bottom:20px}.hh-eyebrow i{width:26px;height:2px;background:#12a4d8;display:block}.hh h1{font-size:clamp(2.6rem,5.2vw,5rem);line-height:.98;letter-spacing:-.05em;margin-bottom:22px}.hh-lede{font-size:clamp(1.08rem,1.5vw,1.35rem);color:var(--ink2);font-weight:300;max-width:30em;line-height:1.45;margin-bottom:26px}.hh-proof{list-style:none;margin:26px 0 0;padding:0;display:flex;gap:10px 22px;flex-wrap:wrap;font-size:.9rem;color:var(--ink2)}.hh-proof li{display:flex;gap:6px;align-items:baseline}.hh-proof b{color:var(--ink);font-weight:600}.hh-calc{position:relative;min-width:0}.trust{background:#0b1a2c;color:#d6e3f0}.trust-in{display:flex;gap:14px 28px;align-items:center;flex-wrap:wrap;padding-block:16px;font-size:.88rem}.trust-k{font:600 .68rem/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:#7fc9e6}.trust ul{list-style:none;display:flex;flex-wrap:wrap;gap:6px 20px;margin:0;padding:0}.trust a{color:#fff;text-decoration-color:#ffffff59;text-underline-offset:3px}.trust a:hover{text-decoration-color:#fff}.trust-chk{margin-left:auto;background:#e9b25a29;color:#f2c97d;padding:5px 13px;border-radius:999px;font-weight:500}section.hb{padding:clamp(48px,6.5vw,92px) 0}section.hb-alt{background:#f6fafd;border-block:1px solid #e6eef5}.hb-head{max-width:820px;margin:0 0 clamp(24px,3vw,40px)}.hb-head h2{font-size:clamp(2rem,4vw,3.2rem);letter-spacing:-.045em;margin-bottom:14px}.hb-eyebrow{display:block;font:600 .7rem/1.4 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:#0b6f93;margin-bottom:12px}.hb-lede{font-size:1.12rem;color:var(--ink2);font-weight:300;max-width:46em;margin:0}.hb-meta{max-width:70em;margin-top:22px}.hb-after{margin-top:20px}.hb-prose{margin-top:28px;max-width:920px}.hb-narrow{max-width:980px}.hb .glance{margin-top:0}.hb .callout{max-width:980px}.elig{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.elig li{background:#fff;border:1px solid #e1eaf2;border-radius:24px;padding:24px 24px 22px;box-shadow:0 30px 60px -48px #081c3466;transition:transform .25s,box-shadow .25s}.elig li:hover{transform:translateY(-3px);box-shadow:0 40px 70px -46px #081c3480}.el-n{width:34px;height:34px;border-radius:50%;background:#0b1a2c;color:#fff;display:grid;place-items:center;font-weight:600;font-size:.9rem;margin-bottom:14px}.elig b{display:block;font-weight:500;font-size:1.12rem;letter-spacing:-.02em;margin-bottom:8px}.elig p{margin:0;color:var(--ink2);font-size:.95rem;line-height:1.55}.elig a{color:#0b6f93}.elig .el-fed{background:#fff9ec;border-color:#f1dfb6}.elig .el-fed .el-n{background:#a3620a}.rfaq{display:grid;gap:10px}.rfaq details,.ma .rfaq details{border:1px solid #e1eaf2;border-radius:20px;padding:0;background:#fff;transition:border-color .2s,box-shadow .2s}.rfaq details[open]{border-color:#9fd3e8;box-shadow:0 26px 50px -40px #081c3480}.rfaq summary,.ma .rfaq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:18px;padding:18px 22px;font-weight:500;font-size:1.05rem;letter-spacing:-.01em;min-height:56px}.rfaq summary::-webkit-details-marker{display:none}.rfaq summary:after{content:"";flex:none;width:28px;height:28px;border-radius:50%;background:#eef6fb url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='none' stroke='%230b6f93' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M6 1v10M1 6h10'/%3E%3C/svg%3E") center no-repeat;transition:transform .25s,background-color .25s}.rfaq details[open] summary:after{transform:rotate(45deg);background-color:#d9eef8}.rfaq summary:focus-visible{outline:2px solid var(--ink);outline-offset:-2px;border-radius:20px}.rfaq p,.ma .rfaq p{margin:0;padding:0 22px 20px;color:var(--ink2);line-height:1.6;max-width:70ch}.rfaq details[open] p{animation:rf-in .3s ease both}@keyframes rf-in{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}@media(max-width:1100px){.hh-grid{grid-template-columns:minmax(0,1fr)}.hh-calc{max-width:680px}.elig{grid-template-columns:repeat(2,minmax(0,1fr))}}.hh-pill{display:none}@media(max-width:760px){.hh .cdn,.hh-chk{display:none}.hh-pill{display:flex;width:fit-content;gap:6px;align-items:baseline;margin:0 0 14px;background:#fff6e4;border:1px solid #f1d9a6;color:#5b3d03;font-size:.86rem;padding:6px 13px;border-radius:999px}.hh-pill b{font-weight:600;font-variant-numeric:tabular-nums}.hh-eyebrow{margin-bottom:12px;display:flex}.hh-lede{font-size:.98rem!important;line-height:1.4;margin-bottom:0!important}.hh-bg{display:none}.hh{background:linear-gradient(180deg,#eef8fe,#fff 60%)}.hh-grid{padding-top:18px;gap:22px}.hh h1{font-size:2.5rem;margin-bottom:14px}.hh-lede{margin-bottom:18px;font-size:1.05rem}.hh-proof{display:none}.elig{grid-template-columns:1fr}.trust-chk{margin-left:0}.rfaq summary{padding:16px 18px;font-size:1rem}.rfaq p{padding:0 18px 18px}}@media(prefers-reduced-motion:reduce){.elig li,.rfaq details[open] p{animation:none;transition:none}}.hb-two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;align-items:start;margin-top:22px}.hb-two .rbars{margin:0}.hb-two .tablewrap{margin:0 0 8px;background:#fff}@media(max-width:980px){.hb-two{grid-template-columns:minmax(0,1fr)}}.cnav{margin:2.2em 0 0;padding-top:1.4em;border-top:1px solid var(--line)}.cnav h2{font-size:1.15rem!important;font-weight:500;margin:0 0 .8em!important}.cnav ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px}.cnav a{display:flex;flex-direction:column;gap:2px;padding:12px 14px;border:1px solid var(--line);border-radius:16px;background:#fff;text-decoration:none;color:var(--ink)}.cnav a b{font-weight:500}.cnav a span{font-size:.84rem;color:var(--ink2)}.cnav a.on{background:var(--ma-tint);border-color:transparent}